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The purpose of this study was to verify whether the ability to regulate emotions varies depending on the socioeconomic status in old age. Older people with low socioeconomic status will spend more of their cognitive resources on worrying about financial problems, and as a result, they will lack the cognitive resources necessary for successful emotion regulation. This study tested whether the relationship between socioeconomic status and emotion regulation of the elderly is mediated by rumination on financial problems. Two hundred a nd seventy-nine older adults over 60 years of age or older participated in this study. Participants were asked to answer the survey questions evaluating objective and subjective socioeconomic status, cognitive emotion regulation, and rumination on financial problems. The result showed that the lower the subjective socioeconomic status, the less older adults used the adaptive emotion regulation strategies. In addition, the rumination on financial problems mediated the relationship. On the other hand, the relationship between the use of adaptive emotion regulation strategies and objective socioeconomic status was not significant. This study showed that the emotion regulation abilities of the elderly differed according to their subjective socioeconomic status. Unlike the objective socioeconomic statue, the differential effects of subjective socioeconomic status on emotion regulation were discussed.