국제금융소비자학회 > 발행기관 내 간행물

The Relationship among Financial Education, Financial Literacy, and Financial Behavior

Hae Kyung Yang 저

pp.1~9 (9pages)

간행물명 : The International Review of Financial Consumers(IRFC)
권/호 : The International Review of Financial Consumers, Volume.6 Issue.2 / 2021
발행기관 : 국제금융소비자학회
간행물유형 : 학술저널
주제분류 : 경제학
파일형식 : PDF

초록

영어 초록
Financial education around the world has been promoted actively. However, the financial literacy level is still low, and financial illiteracy is prevalent. Evidence of the effectiveness of financial education on financial literacy and financial behaviors from previous studies are mixed. Several literature reviews and meta-analyses that discuss causal relationships of financial education, financial literacy, and financial behavior also reported mixed conclusions. Using more recent articles, we reviewed the literature to determine why a consensus has not been reached. We provide suggestions for future studies and evaluations of financial education. We further discuss the implications for policy to improve financial outcomes of individuals.

목차

Ⅰ. Introduction
Ⅱ. The Definition and Effectiveness of Financial Literacy
Ⅲ. Current Level of Financial Literacy and Financial Education Interventions
Ⅳ. Endogeneity in Financial Literacy and Financial Education
Ⅴ. Linking Financial Education, Financial Literacy, and Financial Behavior
Ⅵ. Discussion